For banks & property financiers
Finance value retention, not refurbishment risk.
Bankable from the ground up.
Dezentrale Multi-Energie-Systeme // DMES
Climate risk sits in your mortgage book.
Properties that miss the emissions reduction pathway lose value and lettability and become stranded assets, as collateral as much as in reporting. At the same time, supervisory authorities and your own ESG targets demand measurable progress in the credit portfolio, and green financing vehicles are waiting for qualified assets. The solar obligation and the negative feed-in prices to be expected from 2027 sharpen the picture, because PV without storage weakens the capitalised earnings value. The question is not whether your clients will upgrade their properties in energy terms, but with which system and with whose financing.
The collateral that becomes more valuable every year.
A DMES turns the property into a revenue system. Lower ancillary costs create room for higher net rents and raise the capitalised earnings value, on top of which come the owner's own electricity tariffs and flexibility revenues. The emissions reduction pathway is met measurably, year after year. And the system itself is built for financeability, with Long-Term Service Agreements, performance commitments across the project term and main components that are interchangeable across manufacturers instead of a single point of failure. Add to that a system category recommended at national level. The National Research Programme “Energy” of the Swiss National Science Foundation states verbatim in its summary “Realise decentralised multi-energy systems (DMES)!”.
Summer // surplus
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Photovoltaics
Own production on the roof
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Electrolysis
Electricity becomes hydrogen and heat
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H₂ in metal hydride
Solid state at 35 bar, inside the building
Winter // demand
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Fuel cell
Hydrogen becomes electricity and heat
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Electricity
Site, vZEV and LEG, grid
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Heat
Heating, hot water, heat network
over 75 % overall efficiency with combined electricity and heat use · over 30 years service life · 0.5 to 16 MWh per room · modularly scalable to over 100 MWh
The basis for the credit assessment.
Up to 20 years
Performance guarantee. On the metal hydride storage technology. The basis of bankability.
30+ years
Service life within the mortgage horizon. Consistently designed as long-term infrastructure.
CHF 2 million
Average project volume. Every installation is a financeable asset and a point of entry with the property client.
Since April 2024
Proven in live operation. The installation in Eich LU runs at full load and supplies operating data for the credit assessment.
SVGW H10001
Standardised safety. The technical bulletin for building-integrated H₂ systems, co-authored by eRevo. The basis for approval and fire safety.
> 75 %
Overall efficiency. With coupled use of electricity and heat.
Climate risk out, credit quality in.
Every financed property with a DMES improves the climate balance of your portfolio and qualifies for green mortgages and sustainability-linked loans. The refurbishment risk in the collateral becomes an asset that delivers returns for decades.
What your bank gains from it.
Better credit risk.
Higher net rental income, lower energy costs and a fulfilled emissions reduction pathway make the property more valuable collateral, today and at every revaluation.
Qualified assets for green products.
DMES projects supply the assets with which you can credibly fill green mortgages and sustainable investment products.
The advisory role with the client.
Whoever knows the asset class early can approach property clients proactively about protecting value. Delivered by the pioneer of decentralised multi energy systems in Europe, eRevo AG Energy Revolution, proven in live operation since April 2024.
The next step
Bankability dossier
Long-Term Service Agreements, guarantees, operating data and standards, prepared for your credit assessment. Plus a technical discussion with our team, at your offices or directly at the installation in Eich.